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	<title>One Sherpa &#187; financialfreedom</title>
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	<link>http://onesherpa.com</link>
	<description>Future confident.</description>
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		<title>The difference between return on sales, return on capital and return on equity</title>
		<link>http://onesherpa.com/melbourne-vlog-tour/the-difference-between-return-on-sales-return-on-capital-and-return-on-equity</link>
		<comments>http://onesherpa.com/melbourne-vlog-tour/the-difference-between-return-on-sales-return-on-capital-and-return-on-equity#comments</comments>
		<pubDate>Tue, 03 Nov 2009 00:00:41 +0000</pubDate>
		<dc:creator>Andee Sellman</dc:creator>
				<category><![CDATA[Melbourne Vlog Tour]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business management]]></category>
		<category><![CDATA[businessperformance]]></category>
		<category><![CDATA[businessplanning]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[debtreduction]]></category>
		<category><![CDATA[financialeducation]]></category>
		<category><![CDATA[financialfreedom]]></category>
		<category><![CDATA[howmoneyworks]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Mentoring]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[performancemanagement]]></category>
		<category><![CDATA[Small business]]></category>
		<category><![CDATA[SME]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[wealthcreation]]></category>

		<guid isPermaLink="false">http://www.onesherpa.com/?p=6065</guid>
		<description><![CDATA[<p>Posted in <a href="http://onesherpa.com/category/melbourne-vlog-tour" title="Melbourne Vlog Tour">Melbourne Vlog Tour</a></p><p><iframe width="560" height="340" src="http://www.youtube.com/embed/tv-TYrmli5k" frameborder="0" allowfullscreen></iframe></p>In the financial and business world you will often hear people quoting percentage returns. eg &#8216;That investment gave a 10% return&#8217;. This statement of course is quite meaningless unless you know what the return is calculated against. Today Andee discusses three types of returns and explains how they are calculated. The Vlog series comes from [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who can help me to fund my business with zero interest cost?</title>
		<link>http://onesherpa.com/melbourne-vlog-tour/who-can-help-me-to-fund-my-business-with-zero-interest-cost</link>
		<comments>http://onesherpa.com/melbourne-vlog-tour/who-can-help-me-to-fund-my-business-with-zero-interest-cost#comments</comments>
		<pubDate>Tue, 27 Oct 2009 00:30:40 +0000</pubDate>
		<dc:creator>Andee Sellman</dc:creator>
				<category><![CDATA[Melbourne Vlog Tour]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business management]]></category>
		<category><![CDATA[businessperformance]]></category>
		<category><![CDATA[businessplanning]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[debtreduction]]></category>
		<category><![CDATA[financialeducation]]></category>
		<category><![CDATA[financialfreedom]]></category>
		<category><![CDATA[howmoneyworks]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Mentoring]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[performancemanagement]]></category>
		<category><![CDATA[Small business]]></category>
		<category><![CDATA[SME]]></category>
		<category><![CDATA[understandingnum]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[wealthcreation]]></category>

		<guid isPermaLink="false">http://www.onesherpa.com/?p=6032</guid>
		<description><![CDATA[<p>Posted in <a href="http://onesherpa.com/category/melbourne-vlog-tour" title="Melbourne Vlog Tour">Melbourne Vlog Tour</a></p><p><iframe width="560" height="340" src="http://www.youtube.com/embed/N-ATicFLEwk" frameborder="0" allowfullscreen></iframe></p>How would you like to get money to fund your business growth at ZERO percent interest? In today&#8217;s Vlog Andee will explore two sources of interest free funding available to most business owners. You will discover how making some simple changes to your business model could yield big rewards for you in terms of cash [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Where does the money hide in a business?</title>
		<link>http://onesherpa.com/melbourne-vlog-tour/where-does-the-money-hide-in-a-business</link>
		<comments>http://onesherpa.com/melbourne-vlog-tour/where-does-the-money-hide-in-a-business#comments</comments>
		<pubDate>Tue, 20 Oct 2009 01:00:06 +0000</pubDate>
		<dc:creator>Andee Sellman</dc:creator>
				<category><![CDATA[Melbourne Vlog Tour]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business management]]></category>
		<category><![CDATA[businessperformance]]></category>
		<category><![CDATA[businessplanning]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[debtreduction]]></category>
		<category><![CDATA[financialeducation]]></category>
		<category><![CDATA[financialfreedom]]></category>
		<category><![CDATA[howmoneyworks]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Mentoring]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[performancemanagement]]></category>
		<category><![CDATA[Small business]]></category>
		<category><![CDATA[SME]]></category>
		<category><![CDATA[understandingnumbers]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[wealthcreation]]></category>

		<guid isPermaLink="false">http://www.onesherpa.com/?p=5992</guid>
		<description><![CDATA[<p>Posted in <a href="http://onesherpa.com/category/melbourne-vlog-tour" title="Melbourne Vlog Tour">Melbourne Vlog Tour</a></p><p><iframe width="560" height="340" src="http://www.youtube.com/embed/zgwA-Mo5tRc" frameborder="0" allowfullscreen></iframe></p>Did you know that money can hide in a business? Finding where the money is hiding in your business is the key to dramatically improving your cash flow. Today you will learn the four places money hides in your business and how to find it using The Financial Fence® diagnostic tool. The Vlog series comes [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Where&#8217;s The Money Gone?</title>
		<link>http://onesherpa.com/melbourne-vlog-tour/wheres-the-money-gone</link>
		<comments>http://onesherpa.com/melbourne-vlog-tour/wheres-the-money-gone#comments</comments>
		<pubDate>Tue, 13 Oct 2009 01:00:02 +0000</pubDate>
		<dc:creator>Andee Sellman</dc:creator>
				<category><![CDATA[Melbourne Vlog Tour]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business management]]></category>
		<category><![CDATA[businessperformance]]></category>
		<category><![CDATA[businessplanning]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[debtreduction]]></category>
		<category><![CDATA[financialeducation]]></category>
		<category><![CDATA[financialfreedom]]></category>
		<category><![CDATA[howmoneyworks]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Mentoring]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[performancemanagement]]></category>
		<category><![CDATA[Small business]]></category>
		<category><![CDATA[SME]]></category>
		<category><![CDATA[understandingnumbers]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[wealthcreation]]></category>

		<guid isPermaLink="false">http://www.onesherpa.com/?p=5977</guid>
		<description><![CDATA[<p>Posted in <a href="http://onesherpa.com/category/melbourne-vlog-tour" title="Melbourne Vlog Tour">Melbourne Vlog Tour</a></p><p><iframe width="560" height="340" src="http://www.youtube.com/embed/0Mu6458XbWE" frameborder="0" allowfullscreen></iframe></p>&#8216;Where’s the money gone?&#8217; is the cry of many business owners. Today Andee shows you how you can make $100 of profit and end up with $50 less cash than you started with. You will see explained on The Financial Fence® Where money ends up hiding in your business. The Vlog series comes from One [...]]]></description>
		<wfw:commentRss>http://onesherpa.com/melbourne-vlog-tour/wheres-the-money-gone/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should I Pay Myself a Wage?</title>
		<link>http://onesherpa.com/melbourne-vlog-tour/should-i-pay-myself-a-wage</link>
		<comments>http://onesherpa.com/melbourne-vlog-tour/should-i-pay-myself-a-wage#comments</comments>
		<pubDate>Tue, 06 Oct 2009 01:00:12 +0000</pubDate>
		<dc:creator>Andee Sellman</dc:creator>
				<category><![CDATA[Melbourne Vlog Tour]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business management]]></category>
		<category><![CDATA[businessperformance]]></category>
		<category><![CDATA[businessplanning]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[debtreduction]]></category>
		<category><![CDATA[financialeducation]]></category>
		<category><![CDATA[financialfreedom]]></category>
		<category><![CDATA[howmoneyworks]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Mentoring]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[performancemanagement]]></category>
		<category><![CDATA[Small business]]></category>
		<category><![CDATA[SME]]></category>
		<category><![CDATA[understandingnumbers]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[wealthcreation]]></category>

		<guid isPermaLink="false">http://www.onesherpa.com/?p=5953</guid>
		<description><![CDATA[<p>Posted in <a href="http://onesherpa.com/category/melbourne-vlog-tour" title="Melbourne Vlog Tour">Melbourne Vlog Tour</a></p><p><iframe width="560" height="340" src="http://www.youtube.com/embed/5A5xCUcYL1k" frameborder="0" allowfullscreen></iframe></p>In this Vlog Andee is discussing a very important question. Many business owners get this question wrong, and in so doing rob them selves of both income and lifestyle. Getting this item right is a key to achieving lasting business success. The Vlog series comes from One Sherpa an online global membership community dedicated to [...]]]></description>
		<wfw:commentRss>http://onesherpa.com/melbourne-vlog-tour/should-i-pay-myself-a-wage/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is profit more important than cash?</title>
		<link>http://onesherpa.com/melbourne-vlog-tour/is-profit-more-important-than-cash</link>
		<comments>http://onesherpa.com/melbourne-vlog-tour/is-profit-more-important-than-cash#comments</comments>
		<pubDate>Tue, 29 Sep 2009 01:00:18 +0000</pubDate>
		<dc:creator>Andee Sellman</dc:creator>
				<category><![CDATA[Melbourne Vlog Tour]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business management]]></category>
		<category><![CDATA[businessperformance]]></category>
		<category><![CDATA[businessplanning]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[debtreduction]]></category>
		<category><![CDATA[financialeducation]]></category>
		<category><![CDATA[financialfreedom]]></category>
		<category><![CDATA[howmoneyworks]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Mentoring]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[performancemanagement]]></category>
		<category><![CDATA[Small business]]></category>
		<category><![CDATA[SME]]></category>
		<category><![CDATA[understandingnum]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[wealthcreation]]></category>

		<guid isPermaLink="false">http://www.onesherpa.com/?p=5934</guid>
		<description><![CDATA[<p>Posted in <a href="http://onesherpa.com/category/melbourne-vlog-tour" title="Melbourne Vlog Tour">Melbourne Vlog Tour</a></p><p><iframe width="560" height="340" src="http://www.youtube.com/embed/lIayShNVzD0" frameborder="0" allowfullscreen></iframe></p>Many business owners think that profit and cash are the same thing but they are NOT. Today Andee discusses which is most important and shows you how profit and cash are measured using The Financial Fence®. The Vlog series comes from One Sherpa an online global membership community dedicated to helping small business owners succeed [...]]]></description>
		<wfw:commentRss>http://onesherpa.com/melbourne-vlog-tour/is-profit-more-important-than-cash/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How can I work out if my bookkeeper or accountant are doing the right thing by me?</title>
		<link>http://onesherpa.com/melbourne-vlog-tour/how-can-i-work-out-if-my-bookkeeper-or-accountant-are-doing-the-right-thing-by-me</link>
		<comments>http://onesherpa.com/melbourne-vlog-tour/how-can-i-work-out-if-my-bookkeeper-or-accountant-are-doing-the-right-thing-by-me#comments</comments>
		<pubDate>Tue, 22 Sep 2009 01:00:47 +0000</pubDate>
		<dc:creator>Andee Sellman</dc:creator>
				<category><![CDATA[Melbourne Vlog Tour]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business management]]></category>
		<category><![CDATA[businessperformance]]></category>
		<category><![CDATA[businessplanning]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[debtreduction]]></category>
		<category><![CDATA[financialeducation]]></category>
		<category><![CDATA[financialfreedom]]></category>
		<category><![CDATA[howmoneyworks]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Mentoring]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[performancemanagement]]></category>
		<category><![CDATA[Small business]]></category>
		<category><![CDATA[SME]]></category>
		<category><![CDATA[understandingnumbers]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[wealthcreation]]></category>

		<guid isPermaLink="false">http://www.onesherpa.com/?p=5898</guid>
		<description><![CDATA[<p>Posted in <a href="http://onesherpa.com/category/melbourne-vlog-tour" title="Melbourne Vlog Tour">Melbourne Vlog Tour</a></p><p><iframe width="560" height="340" src="http://www.youtube.com/embed/5ElYqD25GvE" frameborder="0" allowfullscreen></iframe></p>Today Andee gives some tips on how to better understand the way accountants and bookkeepers communicate using numbers and discusses the most important thing you should do to ensure you get the best value when working with these professionals. The Vlog series comes from One Sherpa an online global membership community dedicated to helping small [...]]]></description>
		<wfw:commentRss>http://onesherpa.com/melbourne-vlog-tour/how-can-i-work-out-if-my-bookkeeper-or-accountant-are-doing-the-right-thing-by-me/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What&#8217;s my business worth?</title>
		<link>http://onesherpa.com/melbourne-vlog-tour/whats-my-business-worth</link>
		<comments>http://onesherpa.com/melbourne-vlog-tour/whats-my-business-worth#comments</comments>
		<pubDate>Tue, 08 Sep 2009 01:00:38 +0000</pubDate>
		<dc:creator>Andee Sellman</dc:creator>
				<category><![CDATA[Melbourne Vlog Tour]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business management]]></category>
		<category><![CDATA[businessperformance]]></category>
		<category><![CDATA[businessplanning]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[debtreduction]]></category>
		<category><![CDATA[financialeducation]]></category>
		<category><![CDATA[financialfreedom]]></category>
		<category><![CDATA[howmoneyworks]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Mentoring]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[performancemanagement]]></category>
		<category><![CDATA[Small business]]></category>
		<category><![CDATA[SME]]></category>
		<category><![CDATA[understandingnum]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[wealthcreation]]></category>

		<guid isPermaLink="false">http://www.onesherpa.com/?p=5864</guid>
		<description><![CDATA[<p>Posted in <a href="http://onesherpa.com/category/melbourne-vlog-tour" title="Melbourne Vlog Tour">Melbourne Vlog Tour</a></p><p><iframe width="560" height="340" src="http://www.youtube.com/embed/sdeCqHKGOCg" frameborder="0" allowfullscreen></iframe></p>Many business owners make a fundamental mistake when looking at what their business is worth. Today Andee discusses what this mistake is and what you must do as a business owner to ensure your business is saleable and to understand how this element impacts the true value of your business. The Vlog series comes from [...]]]></description>
		<wfw:commentRss>http://onesherpa.com/melbourne-vlog-tour/whats-my-business-worth/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How do I know if I am being successful in my business?</title>
		<link>http://onesherpa.com/melbourne-vlog-tour/how-do-i-know-if-i-am-being-successful-in-my-business</link>
		<comments>http://onesherpa.com/melbourne-vlog-tour/how-do-i-know-if-i-am-being-successful-in-my-business#comments</comments>
		<pubDate>Tue, 01 Sep 2009 01:00:50 +0000</pubDate>
		<dc:creator>Andee Sellman</dc:creator>
				<category><![CDATA[Melbourne Vlog Tour]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business management]]></category>
		<category><![CDATA[businessperformance]]></category>
		<category><![CDATA[businessplanning]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[debtreduction]]></category>
		<category><![CDATA[financialeducation]]></category>
		<category><![CDATA[financialfreedom]]></category>
		<category><![CDATA[howmoneyworks]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Mentoring]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[performancemanagement]]></category>
		<category><![CDATA[Small business]]></category>
		<category><![CDATA[SME]]></category>
		<category><![CDATA[understandingnumbers]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[wealthcreation]]></category>

		<guid isPermaLink="false">http://www.onesherpa.com/?p=5744</guid>
		<description><![CDATA[<p>Posted in <a href="http://onesherpa.com/category/melbourne-vlog-tour" title="Melbourne Vlog Tour">Melbourne Vlog Tour</a></p><p><iframe width="560" height="340" src="http://www.youtube.com/embed/e1aezEourLo" frameborder="0" allowfullscreen></iframe></p>To know if you are successful in your business you must measure the performance of your business. In Today&#8217;s Vlog Andee looks at two ways to measure business success and reveals two “levers” you can use to improve your business success The Vlog Tour comes from One Sherpa an online global membership community dedicated to [...]]]></description>
		<wfw:commentRss>http://onesherpa.com/melbourne-vlog-tour/how-do-i-know-if-i-am-being-successful-in-my-business/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is a good return?</title>
		<link>http://onesherpa.com/melbourne-vlog-tour/what-is-a-good-return</link>
		<comments>http://onesherpa.com/melbourne-vlog-tour/what-is-a-good-return#comments</comments>
		<pubDate>Mon, 24 Aug 2009 23:48:46 +0000</pubDate>
		<dc:creator>Andee Sellman</dc:creator>
				<category><![CDATA[Melbourne Vlog Tour]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business management]]></category>
		<category><![CDATA[businessperformance]]></category>
		<category><![CDATA[businessplanning]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[debtreduction]]></category>
		<category><![CDATA[financialeducation]]></category>
		<category><![CDATA[financialfreedom]]></category>
		<category><![CDATA[howmoneyworks]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Mentoring]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[performancemanagement]]></category>
		<category><![CDATA[Small business]]></category>
		<category><![CDATA[SME]]></category>
		<category><![CDATA[understandingnumbers]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[wealthcreation]]></category>

		<guid isPermaLink="false">http://www.onesherpa.com/?p=5566</guid>
		<description><![CDATA[<p>Posted in <a href="http://onesherpa.com/category/melbourne-vlog-tour" title="Melbourne Vlog Tour">Melbourne Vlog Tour</a></p><p><iframe width="560" height="340" src="http://www.youtube.com/embed/O-xDDvOMHmk" frameborder="0" allowfullscreen></iframe></p>Learn what “return” for a business really is and discover three ways to calculate the return in your business. Today Andee reveals the key question you must always ask first, when looking at returns in a business. The Vlog Tour comes from One Sherpa an online global membership community dedicated to helping small business owners [...]]]></description>
		<wfw:commentRss>http://onesherpa.com/melbourne-vlog-tour/what-is-a-good-return/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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